Simpli-FI Legacy Fund
Investment Stewardship, For Legacy Building.
Disclaimer
The purpose of the information in this presentation ("Presentation") is to describe the material aspects of the current and projected business of Simpli-Fi Legacy Fund, LP, a Delaware limited partnership ("Company" or "Fund"). Receipt and acceptance of this Presentation (including viewing this Presentation as part of an oral presentation by the principals or authorized agents of the Company) shall constitute an agreement by you (the "Recipient") that, among other things, this Presentation shall not in any manner whatsoever be copied, reproduced, modified, or distributed to any third party, either in whole or in part, without the prior written consent of the Company. All information contained herein shall be kept confidential by the Recipient, and the Recipient shall not reveal or disclose to any third party without written consent of the Company the information that has been made available to the Recipient.
While the information set forth in the Presentation is deemed by the Company to be accurate, the Company shall not be held liable for the accuracy of, or omissions from, this Presentation and for any other written or oral communication transmitted to the Recipient and any other party in the course of its evaluation of transactions involving the Company. It should be understood that all information provided in this Presentation is provided "AS IS" without warranty of any kind.
This Presentation may contain forward-looking statements, including statements about the Company's beliefs and expectations and/or the Company's products and services. These statements are based on current plans, estimates and projections that are subject to significant economic, business, and other uncertainties beyond the Company's control, and therefore Recipients should not place undue reliance on them and the Company makes no representations as to their attainability.
The securities referred to herein have not been and will not be registered under the Securities Act or any state securities laws. Accordingly, except pursuant to an exemption from the registration requirements of the Securities Act and state securities laws, the securities referred to herein may not be offered or sold unless registered under the Securities Act and applicable state securities laws or an exemption from such registration is available.
Nothing in this Presentation should be construed as either an offer to sell or a solicitation of an offer to buy or sell shares of the Company in any jurisdiction, which would only be done pursuant to a written private placement offering memorandum and related documents.
OUR GOAL
To deliver consistent outsized returns that endure across generations.
We aim to enable our partners to transition their focus from necessary endeavors to what they find truly valuable.
WHAT WE DO
We utilize internally developed derivative strategies intended to generate monthly returns. These returns are anticipated to grow the cash reserves, which allow for increased positioning and margins of safety. In prior tests and through other business ventures, we have seen consistent returns across various market conditions due to diversified and agile positioning¹.
¹Prior performance is not a guarantee of future results.
HOW WE DO IT?
Core Thesis:
We aim to achieve consistent returns by selling options, collecting the premium as immediate income. Our strategy is centered on two primary approaches:
- Selling Puts on High-Conviction Stocks: We sell long-dated put options on fundamentally sound companies that we would be comfortable owning at a significant discount to their current market price.
- Short Strangles: We utilize short strangles on carefully selected underlyings to capitalize on time decay and defined risk parameters.
Strategic Use of Leverage:
- Yield, Not Debt: Because we are selling options, not buying stocks on margin, we avoid holding margined positions overnight and do not incur margin interest fees. The premium collected is treated as cash, effectively increasing our yield.
- A Margin of Safety: We strictly limit our leverage to 50% of what is available. This conservative approach ensures we maintain a significant capital buffer to navigate volatility spikes and protect the portfolio.
RISK & PROCESS
We do not "buy and hope." We believe in engineering a return stream by actively managing risk. Our entire firm is built around a disciplined, repeatable process to protect investor capital.
Acknowledging the Risks*
All investment strategies involve risk. Our commitment is to manage these risks transparently and proactively. The primary risks associated with our premium-selling strategy include:
- Sharp, Fast Market Moves: A sudden, large move in an underlying asset's price can challenge a short option position.
- Sustained Volatility: A prolonged, systemic volatility event (e.g., 2008 or 2020) is our single greatest risk, as it challenges the "mean-reverting" nature of volatility.
- Leverage Risk: The use of margin to enhance capital efficiency, while a core part of our strategy, can amplify potential losses if not managed with strict discipline.
*Prospective investors should carefully review the Fund's PPM which contains a comprehensive discussion of the Fund's risk factors.
Our Risk Management Playbook
1. Daily Risk Controls
- Broad Diversification: We make many small, non-correlated bets across different sectors and, just as importantly, across time—with expirations from two weeks to over one year.
- Disciplined Leverage: We strictly limit our leverage to 50% of its potential, providing a significant capital buffer to absorb volatility and avoid forced liquidations.
- Position Sizing: We "trade small and trade often" to prevent any single position from having an outsized negative impact on the portfolio.
2. The "Black Swan" Playbook
- Step 1: Buy Time: We actively manage positions under pressure by "rolling" our short options "out and down"—moving to a later expiration and a lower strike, typically for a credit.
- Step 2: Define the Outcome: After rolling, we follow a clear process. We either:
- Implement a mechanical stop-loss.
- Take ownership of the stock at a deep discount and immediately begin selling covered calls to turn a defensive play into a new income stream.
Proof of Process: Risk-Adjusted Returns¹
Our active risk management is our greatest strength. Here is how our strategy's risk profile from June 2024 to October 2025 compares to holding BRK-A and SPY during the same period.
| Metric | Simpli-FI Legacy | BRK-A | SPY |
|---|---|---|---|
|
Sortino Ratio
Measures return vs. *downside* risk.
|
13.69 | 1.82 | 1.98 |
|
Max Drawdown
Demonstrates capital preservation.
|
-0.53% | -7.41% | -6.22% |
|
Sharpe Ratio
Measures return per unit of *total* risk.
|
2.35 | 1.33 | 1.45 |
¹Data from performance report (Jun 2024 - Oct 2025). Simpli-FI data reflects use of our trading strategy platform in prior tests and business endeavors independent of the Fund. BRK-A and SPY data reflect the same period. Past performance is not indicative of future results.
SO, SIZE MATTERS?
"It's a huge structural advantage not to have a lot of money." - Warren Buffett
We Are Agile: Large funds must deploy billions, making it impossible for them to capitalize on smaller, niche opportunities. Our strategy is designed to be most effective in the $30M - $50M range, a market segment that is simply too small for institutional players to participate in.
We Are Active: This is not a passive, "set it and forget it" strategy. Its success requires intensive, daily management of positions. This time and skill commitment creates a significant barrier to entry for most individual investors and cannot be replicated by large, automated funds.
We Are Disciplined: We haven't invented a secret formula; we have mastered a craft. This is merely a systematic process of harvesting profits through skill, discipline, and time—a process that larger funds cannot efficiently replicate at scale.
Financial projections are based on estimates and do not represent any guarantee of future performance or results.
Trade Selection
Our success depends on exercising patience and discipline to only invest in situations that meet our criteria:
Sector Diversification
Our aim is to provide consistent outsized returns by reducing overexposure to any single sector.
Risk Diversification
Complementary strategies employ different levels of aggressiveness to achieve target risk/return ratios.
Time Diversification
Trading small and trading often is a key risk mitigation strategy for our trading plan. Each strategy uses different time horizons to diversify against market fluctuations.
So... How'd we do?
*The above results reflect the use of our trading strategy platform in prior tests and business endeavors independent of the Fund. Such returns are not a result of activities of the Fund. Prior performance is not a guarantee of future results.
FUND TERMS
Class A Shares
- Minimum Individual Commitment:
$5,000,000 (Subject to GP discretion) - Management Fee: 1%
- Profit Sharing: 10%
Class B Shares
- Minimum Individual Commitment:
$100,000 (Subject to GP discretion) - Management Fee: 2%
- Profit Sharing: 20%
¹Target returns are based on financial projections and do not represent any guarantee of future results or performance.
Why?
We both started this journey separately but with a similar need: to make the most of our time and resources. Coming from humble beginnings, we both learned the hard way how to handle money effectively.
Life was busy for us, with families growing up too fast and parents heading into retirement without much financial security.
Eventually, after honing our practices, our hard work paid off, and after seeing solid results across two market cycles, we felt confident enough to manage our parents' investments, with great success.
Once we saw the difference we could make in the lives of our own families, we knew we had to open our doors to anyone looking to make the most of their time and money. That's what we're here for.
Our Story
Friendship
Personally Tested Trading Strategies
Family Tested & First full year of returns
Business Formation & Strategy Refinement
RIA Launch
MEET THE TEAM
Founder
Colby Ivey
Colby's grandmother used to say, "work ethic is a form of worship". That ethos and a conviction to serve people has led him to be a middle school math teacher/coach, pastor of a local church, and a Captain/Paramedic in the Fire Department. The same ethic has now led him to become a Co-Founder and Managing Partner of a Registered Investment Advisor and Fund that helps people live financially free.
Founder
Hunter Lott
Hunter has a track record of leadership: Captain with the United States Marine Corps, financial advisor, Executive Assistant with a Real Estate Investment Fund, Captain with The Denton Fire Department, and board member for the DFD Pension Fund. He now desires to leverage his expertise to serve others by stewarding their financial assets regardless of market trends.